Parents and grandparents typically pass down many things to the next generation — jewelry, furniture and other family heirlooms. But what if the best thing that the preceding generation passed along was their financial wisdom? Through years of investing and saving for retirement, Baby Boomers have experienced a lot and learned many helpful lessons along the way.

Boomers have learned many lessons — some good, some bad and all beneficial to future generations of investors. Here are five rules that these seasoned investors found to be essential to saving for a secure retirement.

Stay invested for the long term. A large majority (92 percent) of retired Boomers say that Americans need to save more for retirement by getting and staying invested in the market. When asked about what they would do in fluctuating markets, only three in 10 (32 percent) would adapt their strategies based on market conditions.

Keep an eye on fees. Low fees and transparency really matter to Boomers. Ninety-four percent of retired Boomers want to be able to easily understand the fees they pay, and 78 percent stressed low-cost simple investments to buy and hold for the long term.

Diversify your portfolio. Eighty-five percent of retired Boomers believe that building a diversified portfolio is one of the most important elements for a safe path to a better retirement.

Protect yourself against market downturns. Eight in 10 (80 percent) retired Boomers stress the importance of protecting their nest egg and lowering the risk of losses during market downturns. Thirty percent of Boomers wish that they had learned sooner what to do in turbulent markets - near the top of the list of lessons learned.

Start saving early and often. Eight in 10 (79 percent) retired Boomers believe saving a portion of monthly income toward retirement is one of the best things you can do, and 60 percent said they wished they had started investing as young as possible.

— Brandpoint


According to Forbes, the best countries for business for 2018 are:

1. United Kingdom

2. New Zealand

3. Netherlands

4. Sweden

5. Canada

6. Hong Kong

7. Denmark

8. Ireland

9. Singapore

10. Switzerland


1,000: More than 1,000 flights were canceled at Hatfield-Jackson Atlanta International Airport due to a massive power outage on Dec. 17.


Facebook to alert users of ‘untagged’ photos

Facebook recently announced that users will be sent an alert any time of photo of you is uploaded to the social media site even if you are not tagged in the photo that was uploaded. Facebook officials said the new feature is intended to prevent impersonation on social media sites. Although the function will allow members to message anyone who posts a photo of them to request for it to be taken down, Facebook said it won’t use the facial recognition technology to better target advertisements.

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