TIP OF THE WEEK

Changing your wireless carrier is an important (and potentially expensive) decision. Before you make the switch, answer these simple questions to make sure you make the move that’s right for you.

Are you free to go? While carrier contracts in the U.S. are quickly becoming things of the past, you still have to make sure you’re free and clear of obligations to start up somewhere new without getting hit with penalty fees. If you’ve bought a phone from another carrier, double-check to make sure you’ve paid it off in full, or else you may need to pay the rest of what you owe before you can cancel your service.

Will you need to buy a new phone, or do you have one already? Unless you’re bringing your own existing cellphone to your new network, you’ll need to buy one, which means you’ll be paying for the whole thing up front, or via monthly installments. These are payments you’ll need to factor in as you calculate how much you want to pay your new carrier each month.

Individual or family plan? Are you looking for yourself or for a group? A shared plan or family plan, which splits a monthly allotment of data among multiple phone lines, usually winds up being cheaper per month than going solo. The downsides? You get a smaller amount of data for yourself, and you can’t predict how much everyone else on your plan will use. Carriers can also vary widely on how much they charge for adding extra lines to your account, so be sure to compare to find the best price.

Is low price something or everything? How important is price to you? If you simply need the lowest rate, look for seasonal sales or promotional offers. Some carriers will cut you a better deal if you bring your number over from a previous carrier or trade in your old phone.

How good is carrier coverage in your area? The fanciest phone on the market won’t get you anywhere if you can’t get data or voice service. Ask your friends, colleagues and neighbors how good their reception and signal strength are where you work and live.

— Brandpoint

THE LIST

According to Forbes, the highest-paid athletes age 25 and under are:

1. Jordan Spieth, 24 ($41.2 million)

2. Giannis Antetokounmpo, 23 ($35.5 million)

3. Anthony Davis, 25 ($34.9 million)

4. Paul Pogba, 25 ($29.5 million)

5. Justin Thomas, 25 ($26 million)

6. Otto Porter Jr., 25 ($25.3 million)

7. Bradley Beal, 25 ($24.9 million)

8. Andre Drummond, 24 ($24.9 million)

9. Davante Adams, 25 (24.5 million)

10. Stephon Tuitt, 25 ($24.1 million)

NUMBER TO KNOW

3.56 million: According to a recent report from the U.S. Labor Department, some 3.56 million workers left there positions in May to seek better jobs. It was the most since 2000.

TECH TALK

Google combines payment apps

Google recently announced that users of the Google Pay function will no longer need a separate app to send and receive money. Previously users had to used the Google Pay Send app to send and receive money, but the company officially combined the two apps. Like Apple Pay, users can use the app to store airline boarding passes, concert tickets, loyalty cards, gift cards and more.

— More Content Now