Tip of the Week
Vacation may be a time to relax, but things can take a serious downturn if you lose your passport or if there is disastrous weather at your destination — or worse, you need an emergency medical evacuation. Though travel insurance can seem like just one more expense, without it, an emergency evacuation can cost over $100,000!
Travel insurance is a simple way to protect your belongings and minimize losses. Angela Wong of USAA Travel Services says, “Travel protection, offered through companies like Travel Insured International, provides travelers with that extra peace of mind so that they’re covered should the unexpected happen while away from home.”
To get a quote, you will need the following information:
Number of travelers
Age of travelers
Overall trip cost (which includes pre-paid, non-refundable expenses such as accommodations, airfare, cruises, tours and excursions)
Tip: To compare quotes and make more sense of them, divide the quote by the number of days you’ll be traveling to get the cost of coverage per day.
In most cases, the chances are that your travels will go without a hitch. However, if they don’t, you could be in real financial trouble. Wong adds, “Benefits often provide coverage for emergency evacuation, trip cancellation and interruption protection, medical insurance and baggage insurance.”
Trip cancellation or interruption: With trip interruption coverage, you’ll have the money to refund the expenses of a new return ticket or to stay in a comfortable hotel.
Emergency illness or injury: With travel medical coverage, you won’t be paying a huge medical bill. You’ll also have assistance services - in your own language - to locate a suitable medical facility and arrange transportation.
Baggage delay, loss or theft: With coverage for delayed bags, you can relax. You’ll also be reimbursed for the essential items you need to start enjoying your trip.
Bankruptcy of travel supplier: You’ll be able to recoup your expenses and reschedule your vacation.
Weather-related delay: With protection against weather damage, you’ll be able to recover your pre-paid costs while travel assistance services will help you arrange a vacation to a new location.
With these coverage options, it is important to be upfront about pre-existing conditions and read the fine print to understand what you’re paying for. Remember: Don’t pick one just because it’s cheap; make sure you understand your needs and purchase one that makes sense.
While people understand the importance of travel insurance, they don’t often understand how it works. It’s really quite easy and no different than auto or home insurance. If an incident occurs, just contact your travel protection provider and start a claim to receive reimbursement and assistance.
At the end of the day, a vacation is about spending time with loved ones, unwinding from the daily routine and making happy memories. It’s not about worrying endlessly about all the things that could go wrong. Therefore, when it comes to protecting ourselves and our precious belongings, we shouldn’t think twice about travel insurance — it’s a must.
Family Movie Night
“Peter Rabbit ”
Length: 1 hour 33 minutes
Synopsis: Out on DVD is the feature adaptation of Beatrix Potter’s classic tale of a rebellious rabbit (voiced by James Corden) trying to sneak into a farmer’s vegetable garden.
— Columbia Pictures
“Howl like a Wolf!: Learn to Think, Move, and Act Like 15 Amazing Animals”
Ages: 6 - 9 years
Synopsis: What does it feel like to “see” with your ears like a bat or go through a full body transformation like a frog? Can you wriggle in and out of tight places like an octopus, camouflage yourself like a leopard, or do a waggle dance like a honeybee? This creative and beautifully illustrated interactive guide makes learning about animals fun for children ages 6 and up. Fifteen animals explain their amazing feats and invite kids to enter their world by mimicking their behavior — an imaginative approach to learning that fosters curiosity, empathy, and dramatic play.
— Storey Publishing, LLC
Did You Know
An outbreak of E. coli in 11 states, which has lead to the hospitalization of 22 people, has been linked to bagged, chopped romaine lettuce grown in the Yuma, Arizona region. The Centers for Disease Control and Prevention advises consumers to avoid romaine lettuce grown in that region. If you’ve purchased bagged, chopped romaine lettuce — including salad mixes containing that lettuce type — you should throw it away immediately even if no one has gotten sick yet.
— More Content Now
Family Time: Travel insurance tips for a worry-free summer vacation
Tip of the Week